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Visa® Black CardMore Info 
Visa® Black Card
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    24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs
    Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card's Exclusive Rewards Program
    Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements
    Luxury Gifts - Cardmembers receive luxury gifts from some of the world's top brands
    Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries
    Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember
    BC Benefits: Members are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service, and Purchase Security
 Intro APR  Intro Period  Regular APR  Annual Fee  Balance Transfers  Credit Needed 
 0.00%*  6 months on balance transfers and convenience checks*  13.24%*  $495.00*  Yes*  Excellent Credit* 

FREE SPIRIT TM Onyx World MasterCard®More Info 
FREE SPIRIT <sup>TM </sup> Onyx World MasterCard®
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    Get 15, 000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
    Get up to 10, 000 additional miles for balance transfers made in the first 60 days after account opening
    Annual fee waived for the first year
    Get complimentary $9 Fare Club membership (a $39.95 value!)
    Priority boarding and domestic priority check-in
    Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
    Your miles never expire and more
 Intro APR  Intro Period  Regular APR  Annual Fee  Balance Transfers  Credit Needed 
 N/A*  N/A*  14.24%*  $69.00*  Yes*  Excellent Credit* 

Zync SM from American ExpressMore Info 
Zync <sup>SM </sup> from American Express
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    Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
    Earn Membership Rewards® points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
    Pay no interest - that's because you pay in full each month
 Intro APR  Intro Period  Regular APR  Annual Fee  Balance Transfers  Credit Needed 
 N/A*  N/A*  N/A*  $25.00*  No*  Excellent Credit* 

Starwood Preferred Guest® Credit CardMore Info 
Starwood Preferred Guest® Credit Card
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    Earn up to 25, 000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
    No annual fee for the first year and $45 thereafter
    Express Approval. Get a decision in less than 60 seconds.
 Intro APR  Intro Period  Regular APR  Annual Fee  Balance Transfers  Credit Needed 
 2.90%*  6 months*  15.24%*  No annual fee for the first year - $45 thereafter  Yes*  Excellent Credit* 

Blue Sky from American ExpressMore Info 
Blue Sky from American Express
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    0% Intro APR for 6 months on purchases
    Earn 1 point for every dollar you spend
    Points good on any airline, hotel, car rental and more
    No blackout dates or travel restrictions
    Express Approval. Get a decision in less than 60 seconds
 Intro APR  Intro Period  Regular APR  Annual Fee  Balance Transfers  Credit Needed 
 0.00%*  up to 6 months on Purchases  As Low As 17.24%  $0.00*  Yes*  Excellent Credit* 

American Express® Premier Rewards Gold CardMore Info 
American Express® Premier Rewards Gold Card
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    Earn 15, 000 Membership Rewards bonus points when you spend $1, 000 in your first 3 months of Card membership
    Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
    Earn 15, 000 Membership Rewards bonus points when you spend $30, 000 per calendar year.
 Intro APR  Intro Period  Regular APR  Annual Fee  Balance Transfers  Credit Needed 
 N/A*  N/A*  N/A*  First Year Free, then $175 annual fee  No*  Excellent Credit* 

American Express® Preferred Rewards Gold CardMore Info 
American Express® Preferred Rewards Gold Card
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    Earn 10, 000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
    The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment
    Express Approval. Get a decision in less than 60 seconds.
 Intro APR  Intro Period  Regular APR  Annual Fee  Balance Transfers  Credit Needed 
 N/A*  N/A*  N/A*  $125 annual fee  No*  Excellent Credit* 

Escape by Discover® CardMore Info 
Escape by Discover® Card
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    25, 000 Bonus Miles - 1, 000 Bonus Miles each month you make a purchase for your first 25 months
    Unlimited Double Miles on all purchases
    An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
    Flexible redemption options for travel, gift cards, or cash
    Enhanced travel benefits
 Intro APR  Intro Period  Regular APR  Annual Fee  Balance Transfers  Credit Needed 
 0%*  6 months on purchases and balance transfers*  as low as 11.99%*  $60.00*  Yes*  Excellent Credit* 

Miles by Discover® CardMore Info 
Miles by Discover® Card
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    12, 000 Bonus Miles - 1, 000 Bonus Miles each month you make a purchase for your first year
    Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
    Flexible redemption options for travel, gift cards, or cash
    Double Miles through our exclusive online shopping site
 Intro APR  Intro Period  Regular APR  Annual Fee  Balance Transfers  Credit Needed 
 0.00%*  6 months on purchases & balance transfers*  as low as 11.99%*  None*  Yes*  Excellent Credit* 


Disclaimers:
* See the online reward credit cards application for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
* Please see the Frequent Flyer and Airline Credit Cards applications for additional details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
* See the online Excellent Credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on the credit card issuer's web site.
* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
* See the online instant approval credit cards and guaranteed approval credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
* See the online points rewards credit card applications for details about terms and conditions of cash back rewards programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
* See the online travel rewards credit card applications for details about terms and conditions of cash back rewards programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
* See the online cash back credit card applications for details about terms and conditions of cash back rewards programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
* See the online charge cards applications for details about terms and conditions of cash back rewards programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
* See the online balance transfer credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the issuer's web site.




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